New Loans
• Woodland Plus Loan
• ARM, No Balloon payment Loan
• Short term Loan
• Construction Loans
• Rehab or Flip Loans
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your loan options!
Poor Credit Makes Little Difference.
Even if you've been turned down by banks because of low FICO score, foreclosure, bankruptcy or non-citizenship, with your solid home equity, WE USUALLY SAY YES!
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Woodland Plus Loan
Our most popular loan. An Easier Qualifying Home Loan.
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Our most popular financing. It features easier qualifying – Sometimes called a Sub-Prime Loan, The Woodland Plus Loan is up to a 30 year, fully amortized loan, fixed for usually the first 5 years and adjustable thereafter – USUALLY WITH NO BALLOON PAYMENT! A history of short sales, bankruptcy, poor credit scores or if you have foreign citizenship is usually OK.
Woodland Plus – Our most popular Financing – Sometimes called Sub-Prime. It features easy qualifying – the Woodland Plus is up to a 30 year, fully amortized loan with a fixed rate for the first 5 years and adjustable thereafter – This loan has a NO BALLOON PAYMENT OPTION!
BASIC LOAN
You can also choose – a fixed rate, fully amortized loan for varying periods.
Short term Loan – Are you sure you want to risk a short term balloon payment? If you’re willing, we can often customize a loan that suits your needs.
Staged-Funding – This is a loan where the Deed of Trust is recorded for one amount. However, you may wish to borrow much less initially. This saves you interest and makes it possible to borrow more later if and when funds are actually needed.
Construction Loans – Fund control is usually required. The loan can often be based on the as-completed value of the property.
Rehab or Flip Loans – These are loans made to investors who buy properties, usually below market, rehabilitate them and immediately resell them. These loans are typically shorter term and at a higher loan-to-value ratio than normal loans
Loans on Commercial, Manufacturing, Apartments and many other property types.